Carefully-Crafted Tips
Give Us A CallMeet Our Trusted Team

Real Estate Without the Hassle

Our team knows firsthand just how stressful and confusing the real estate buying or selling process can be; but don’t fret, you’re in good hands! Read these tips from our real estate professionals to make your home buying or selling a breeze.

Home in Fort Morgan, CO

Home Buying Tips

Your Title Goes Here

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

Check Your Credit

Errors on your credit can affect the interest on your loan and will determine how much you save in the long run.

Decide Your Down Payment

Your down payment determines if you need Private Mortgage Insurance and how much your interest will be. Don’t forget to set aside some money for closing costs and unexpected home repairs.

Needs vs. Wants

This all depends on your budget, so create a “Needs and Wants” checklist, then take it to your real estate professional so they can help determine what is feasible within your budget.

Do Your Homework

Do some research on your own, be proactive, never forgo having a home inspection done, drive by a house during the evening if you viewed it during the day, and if you have questions, never be afraid to ask your real estate professional.

Get Pre-Qualified

Get a rough estimate on what your budget is for your home. This is not a binding agreement-it’s something you can use to gauge your home-buying capability.

Your Title Goes Here

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

Don’t Apply For New Credit

Applying for a new line of credit can lower your credit score. If you are approved, your lender may worry that you will spend up to your new credit limit and then default in your loan.

Choose the Right Home Loan

A lower interest rate means more savings in the long run. Don’t settle down on the first home loan you see; prepare yourself, shop around, and compare offers before choosing a home loan.

Don’t Increase Your Debts

Your debt-to-income ratio is extremely important for a loan approval. Taking on more debt could put you in danger of going above the maximum acceptable debt-to-income ratio.

Don’t Skip or Miss a Payment

Having a good credit history with on-time and in-full payments is important for your credit score.
Ready to Find Your Perfect Property?

Home Selling Tips

Your Title Goes Here

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

Enhance Your Home’s Curb Appeal

Maybe add some new sod, plant, flowers, paint the front door, replace the mailbox, but don’t go too overboard. Buyers want to have a good first impression, so set the expectations.

Smell Test

Invite an unbiased person over to recognize any odors that you may not notice. You may need to deep clean and always make sure your home smells fresh for showings.

Clean And Declutter

A space looks much bigger with less clutter and it is easier for prospective buyers to envision their own families in the home. Don’t forget to clean the bathrooms, kitchen, remove cobwebs, and put some WD-40 on your squeaky doors.

Map Your Move

Moving is stressful, so create a plan for packing (maybe even a checklist), the moving truck, putting your belongings in storage, etc.

Be Flexible

Be prepared if a buyer wants to see your home with little notice. The most popular times to show are evenings and weekends, so be prepared to leave the house during the showing.

Your Title Goes Here

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

Build an Emergency Fund

Having an extra sum of cash will always come in handy if you ever need to make a quick home improvement.

The Garage

Think about having a garage sale to get rid of any unwanted or unnecessary items. Family heirlooms or any other personables should be stored in your garage.

Avoid Overpricing

Your real estate professional has your best interests at heart, so trust the Comparative Market Analysis that they give. You don’t want to have your house sitting on the market for too long.

Be Patient

The right buyer is out there, so give it some time. It will be worth the wait.

Frequently Asked Questions

Your Title Goes Here

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

What steps does Coates Realty Group take to help first-time homebuyers in Fort Morgan, CO?

We guide you through every stage, starting with a pre-qualification to assess your affordability, creating a “Needs and Wants” list, researching the market, comparing loan options, and arranging home inspections. Drawing on our 20+ years of experience in Fort Morgan, we handle everything from scheduling evening showings to negotiating closing costs so you don’t feel lost.

How can sellers improve their home's curb appeal before listing?

Sellers often see great results with small updates like fresh sod, seasonal flowers, painting the front door, or replacing the mailbox. Inside, decluttering, deep cleaning, fixing squeaky doors, and addressing any strong odors helps buyers imagine living there.

Why should I do a home inspection even if the house looks perfect?

A visual check doesn’t reveal hidden issues like structural defects, electrical problems, or plumbing leaks. Our experts always recommend a professional inspection to protect your investment and avoid costly surprises after purchase.

What is a Comparative Market Analysis (CMA), and how does Coates use it?

A CMA compares recent, similar home sales in your area to help establish realistic pricing. We tailor this analysis to Fort Morgan’s market trends, ensuring homes sell quickly at a fair price without lingering too long on the market.

How does financing and credit history affect home buying?

Your credit score heavily influences your interest rate and loan terms. Before applying, we help you clean up your credit, maintain a healthy debt-to-income ratio, and compare lenders to secure the best possible mortgage rates.

What should I budget for beyond the down payment?

In addition to your down payment, plan for closing costs, inspection fees, inspection-related repairs, moving services, and a financial cushion for unexpected expenses. We walk you through each item so nothing catches you off guard.

Your Title Goes Here

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

Can Coates Realty assist with commercial or land property sales?

Yes. Our services aren’t limited to residential homes. We also help clients buy and sell commercial buildings and land across Northeastern Colorado, drawing on 30 years of local relationships and market insight.

What makes Coates Realty Group unique in Fort Morgan?

We’re a family of local experts. Our agents live and work here, many have roots in the area, and collectively we’ve served clients for over 30 years. We’re deeply invested in the community and known for our clear communication and commitment to getting you the best results.

What are your office hours and contact details in Fort Morgan?

Our office at 114 E Platte Ave, Fort Morgan, CO is open Monday through Thursday from 9 AM to 5 PM, and Fridays from 9 AM to 4 PM. Call us at 970‑867‑6770 or email coates@coatesrealty.net to schedule appointments, ask questions, or get personalized guidance.

Do you offer video tours or virtual assistance for buyers out of town?

Absolutely. We created videos showcasing our team and listings on our site. Whether you’re local or remote, we can arrange virtual tours, Zoom walkthroughs, and detailed video previews for your convenience.

How do you support sellers during open houses and showings?

We coordinate showings for evenings and weekends, ensure homes look inviting and spotless, and advise you to be ready for last-minute appointments. We also back marketing efforts like garage sales or minor staging to help maximize your home’s appeal.

How do I get started? Do you offer free estimates or consultations?

Yes. We offer free, no-obligation consultations for buyers and sellers. Contact us to begin planning whether you’re organizing finances, preparing a home to sell, or exploring land or commercial opportunities.

For more information about resources available to you, please contact us at 970-867-6770!

Contact Information

Phone: 970-867-6770
Email: coates@coatesrealty.net

Hours & Social media

Hours: Monday - Thursday:
9 AM - 5 PM
Friday:
9 AM - 4 PM